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The Home Financing Experts

At Credence Funding Corporation we help people find great deals on their home financing. We’re a full-service mortgage lender serving homeowners in 17 states with their mortgage refinancing and home purchase financing needs. Whether you are looking for a rate and term refinance to lower your interest rate or shorten the term of your loan, seeking cash-out refinancing to help cover other expenses, or need a purchase loan to buy the home of your dreams, we can help.

We offer a wide variety of financing programs including conventional loans, government backed FHA, VA and USDA loans, and non conforming loans for higher loan amounts.

Contact us today for a free quote and consultation – (866) 821-4120.

Select your type of refinance:


Rate & Term Refi

We offer rate financing solutions for the following:

  • VA IRRRL Streamline Refinances
  • FHA Streamlines Refinances
  • Conventional Loan Refinances
  • USDA Streamline Refinances

Cash-Out Refinancing

We offer cash out financing solutions for the following:

  • VA Cash Out Loans
  • FHA Cash Out Loans
  • Conventional Cash Out Loans

Types of Properties:

We offer refinancing for most types of 1-4 unit residential properties including:

  • Stick Built Homes
  • Condos
  • Townhouses
  • Modular Homes