VA Cash Out Refinance & Streamline Loans

At Credence Funding Corporation we help homeowners with VA loans save on their refinancing through no to low cost VA Interest Rate Reduction Loans (IRRRL) and VA cash out refinance solutions.

Contact us today for a free quote and consultation – (866) 821-4120.

VA Cash Out Mortgage Refinancing

Looking for funds to tackle a home improvement project, payoff other debts, or cover educational expenses? A VA Cash Out refinance from Credence Funding Corporation, may be the solution. VA cash out refinance loans may be used to refinance both VA loans and some non VA loans into VA mortgages at up to 100% of the value of a property.

VA Streamline Refinancing (VA IRRRL Loans)

Take advantage of today’s low interest rates and save on your monthly mortgage payment with a VA Streamline Refinance. Typically there is no appraisal or credit underwriting required and any remaining closing costs may be included in the loan amount thus allowing most borrowers the ability to refinance with no money out of pocket.

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Explore some of the benefits to VA cash out refinancing:

  • Loan amounts up to 100% value of the home
  • Can be used to refinance VA & non VA loans (into VA loans)
  • Any closing costs typically deducted from cash out amount meaning no money out of pocket
  • No prepayment penalties
  • No PMI


Why consider an VA streamline refinance?

  • No appraisal needed
  • No credit underwriting required
  • Remaining closing cost typically included in new loan amount meaning no money out of pocket.
  • Interest rate must be lower than existing rate to be eligible unless you currently have an adjustable rate mortgage.
  • No cash out is permitted with a VA IRRRL loan


Have questions regarding a VA cash out refinance or a VA streamline refi?