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Low & Zero Down Home Loans

Credence Funding Corp offers a variety of low and no money down home financing solutions for home buyers including FHA, VA, USDA, and conventional programs. Many of these programs are not exclusive to first time home buyers. Our mortgage professionals can walk you through the various options and help you find the right product for your situation.

Contact us today for a free quote and consultation (3 Options)

Types of low and zero down payment mortgages we offer:


Low & Zero Down Program Overview

  • Zero Down Options = USDA & VA Loans
  • 3-3.5% Down Options = Conventional & FHA Loans
  • USDA, FHA, & VA Loans = Credit guidelines may be more lenient than conventional home financing
  • With some programs seller-paid closing costs may be permitted and down payment funds may be in the form of a gift


Why use Credence Funding for your next purchase?

  • Variety of Purchase Loans, including Government-Backed Loans and Conventional Financing
  • Competitive interest rates
  • Commitment to superior, personalized service for every borrower
  • Years of industry related experience serving home buyers


Contact us today to get pre approved on your next home loan.

  • Call us toll-free at (866) 821-4120 or,
  • Use the Request a Quote Form on this page
  • Apply Online