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Conventional Home Loans

Credence Funding is pleased to offer Conventional Home Loans in a variety of terms to suit a wide range of borrowers. Conventional Loans are loans that are not guaranteed or insured by government agencies such as the FHA or USDA, but do adhere to Fannie Mae and/or Freddie Mac guidelines. We can provide eligible borrowers with both fixed and adjustable rate Conventional Mortgages in a variety of different terms.


  • For Conventional Fixed Rate Mortgages, we offer the following: 10, 15, 20 and 30 year mortgages.
  • For Adjustable Rate Mortgages (ARMs), our choices include: 3/1, 5/1, 7/1, and 10/1 adjustable rate mortgages.

Not sure which is right for you? Contact us today for a free quote and consultation (3 Options)

Types of loans we offer:


Explore our conventional financing:

  • Loans adhere to Federal National Mortgage Association (Fannie Mae) guidelines – additional lender guidelines may apply
  • Fixed interest rates will never increase
  • ARMs may offer lower introductory rates for set periods of time
  • May have lower interest rates than non-conventional mortgages
  • May be a good option for borrowers with at least 3-20% to put down


Why use Credence Funding for your next purchase?

  • Variety of Purchase Loans, including Government-Backed Loans and Conventional Financing
  • Competitive interest rates
  • Commitment to superior, personalized service for every borrower
  • Years of industry related experience serving home buyers


Contact us today to get pre approved on your next home loan.

  • Call us toll-free at (866) 821-4120 or,
  • Use the Request a Quote Form on this page
  • Apply Online